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Every three years, the Federal Reserve conducts their Survey of Consumer Finances in which they collect data across all economic and social groups. Their latest survey data, covering 2013-2016 was recently released. The study revealed that the median net worth of a homeowner was $231,400 – a 15% increase since 2013. At the same time, the median net worth… Continue reading The Net Worth of a Homeowner is 44x Greater Than A Renter!
The number of building permits issued for single-family homes is the best indicator of how many newly built homes will rise over the next few months. According to the latest U.S. Census Bureau and U.S. Department of Housing & Urban Development Residential Sales Report, the number of building permits issued in June was 850,000, a 0.8% increase from May. How will… Continue reading Are You Thinking of Selling Your Home? Competition Is Coming!
Some Highlights: Interest rates are projected to increase steadily heading into 2019. The higher your interest rate, the more money you end up paying for your home and the higher your monthly payment will be. Rates are still low right now – don’t wait until they hit 5% to start searching for your dream home!
It should come as no surprise that buying a home in a good school district is important to homebuyers. According to a report from Realtor.com, 86% of 18-34 year-olds and 84% of those aged 35-54 indicated that their home search areas were defined by school district boundaries. What is surprising, however, is that 78% of recent homebuyers sacrificed… Continue reading Homebuyers Willing to Sacrifice ‘Must-Haves’ in Favor of Good School Districts
For many Americans, buying their first home is their first taste of achieving part of the American Dream. There is a sense of pride that comes along with owning your own home and building your family’s wealth through your monthly mortgage payment. It may seem hard to imagine that the first home you purchased (which… Continue reading Have You Outgrown Your Starter Home?
Will home values continue to appreciate throughout 2018? The answer is simple: YES! – as long as there are more purchasers in the market than there are available homes for them to buy. This is known as the theory of “supply and demand,” which is defined as: “The amount of a commodity, product, or service… Continue reading Supply & Demand Will Determine Future Home Values
In a CNBC article, self-made millionaire David Bach explained that: “Buying a home is the escalator to wealth in America. Homeownership can also help you retire early, that is, if you pay your mortgage off.” Bach suggests that homebuyers should, “Take out a 30-year mortgage, but with the intention of paying it off in 25, 20 or ideally, 15… Continue reading Millionaire to Millennials: Owning Your Home Can Help You Retire Sooner!
Some Highlights: The average down payment for first-time homebuyers is only 6%! Despite mortgage interest rates being over 4%, rates are still below historic numbers. 88% of property managers raised their rents in the last 12 months!
The National Association of Realtors (NAR) released the results of their latest Existing Home Sales Report which revealed that home sales declined 0.6% to a seasonally adjusted annual rate of 5.38 million in June from 5.41 million in May, and are 2.2% below a year ago. Some may look at these numbers and think that now is a bad… Continue reading The #1 Reason to Put Your House on The Market TODAY!
Some Highlights: Real estate has outranked stocks/mutual funds, gold, savings accounts/CDs, and bonds as the best long-term investment among Americans for the last 5 years! The generations agree! Real estate is the best investment! Generation X leads the way with 37% believing in real estate as the top investment.
Michelle went above and beyond with helping me get into my perfect home! During our home buying experience my husband was deployed and we were told by numerous people we wouldn’t be able to buy a home with him out of country but Michelle knew better and made it happen. Before coming to Michelle I already knew the exact house I wanted but couldn’t seem to get anyone to schedule me a viewing. Once I got in touch with Michelle, she worked her magic and got me set up with a viewing almost immediately. I knew nothing about buying a home (especially without my husband’s help) but Michelle answered all of my questions and kept me up to date every step of the way. She made the entire process so enjoyable and stress-free. Working with Michelle was the best decision I could have made. I had someone in my corner going above and beyond just to help me get into the home of my dreams. I honestly couldn’t have asked for a better realtor to help make our families dreams come true. I definitely recommend her for any of your realtor needs. You won’t be disappointed!
I was a first time home buyer and knew nothing about buying a home. I didn’t even know where to begin. I got Michelle’s name from a friend who had used her as a realtor and I just called her up and told her I wanted to start looking for a house but didn’t know what I needed to do first or even if I could buy. In no time I had a meeting with a mortgage company and with Michelle and we went from there. Michelle was very helpful and patient with me and all my 100s of questions. Even though at times, I felt like my questions were dumb, Michelle didn’t dismiss any of them and was very prompt about getting back to me with an answer. I couldn’t have asked for a better realtor for buying my first home. Michelle Clemons made the process easier, less stressful, and just made me feel better and more at ease while I was going through all the steps. Thank you Michelle for everything you did to help me, you were such a blessing!!