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Over the past few years, two trends have emerged in the housing market: Home renovations have shot up Inventory of homes available for sale on the market has dropped A ‘normal’ housing market is defined by having a 6-month supply of homes for sale. According to the latest Existing Home Sales Report from the National Association of Realtors,… Continue reading Are Homeowners Renovating to Sell or to Stay?
One hundred years ago, on the eleventh hour of the eleventh day of the eleventh month, we marked the end of the “war to end all wars.” That day, which was to be observed annually on the eleventh day of the eleventh month, became known as Armistice Day and then, later on, became Veterans Day. But Veterans… Continue reading How to Honor a Veteran Today and Everyday
Urban Institute recently released a report entitled, “Barriers to Accessing Homeownership: Down Payment, Credit, and Affordability,” which revealed that, “Consumers often think they need to put more money down to purchase a home than is actually required. In a 2017 survey, 68% of renters cited saving for a down payment as an obstacle to homeownership. Thirty-nine percent of renters believe that… Continue reading 2 Myths Holding Back Home Buyers
There are many questions about where home sales are headed next year. We have gathered the most reliable sources to help answer this question. Here are our sources: Mortgage Bankers Association (MBA) – As the leading advocate for the real estate finance industry, the MBA enables members to successfully deliver fair, sustainable, and responsible real estate… Continue reading How Will Home Sales Measure Up Next Year?
A considerable number of potential buyers shy away from jumping into the real estate market due to their uncertainties about the buying process. A specific cause for concern tends to be mortgage qualification. For many, the mortgage process can be scary, but it doesn’t have to be! In order to qualify in today’s market, you’ll… Continue reading Taking Fear Out of the Mortgage Process
With home prices on the rise and buyer demand still strong, some sellers may be tempted to try and sell their homes on their own without using the services of a real estate professional. Real estate agents are trained and experienced in negotiation and, in most cases, the seller is not. Sellers must realize that their ability… Continue reading Thinking of Selling Your Home? Here’s Why You Need A Pro in Your Corner
Some Highlights: Many potential homebuyers believe that they need a 20% down payment and a 780 FICO® score to qualify to buy a home which stops many of them from even trying! Here are some facts: 72% of buyers who purchased homes this year have put down less than 20%. 76.4% of loan applications were… Continue reading Buying a Home Can Be Scary… Until You Know the Facts
There are many questions about where home prices will be next year as well as where they may be headed over the next several years to come. We have gathered the most reliable sources to help answer these questions: The Home Price Expectation Survey – A survey of over 100 market analysts, real estate experts, and… Continue reading Where are Home Values Headed over the Next Few Years?
For a while now baby boomers have been blamed for a portion of the housing market’s current lack of housing inventory, but should they really be getting the blame? Here’s what some of the experts have to say on the subject: Aaron Terrazas, Senior Economist at Zillow, says that “Boomers are healthier and working longer than… Continue reading Baby Boomers are Downsizing, Are You Ready to Move?
Saving for a down payment is often the biggest hurdle for a first-time homebuyer as median incomes, rents, and home prices all vary depending on where you live. There is a common misconception among homebuyers that a 20% down payment is required, and it is this limiting belief that often adds months, and sometimes even… Continue reading The Cost of NOT Paying PMI
Michelle went above and beyond with helping me get into my perfect home! During our home buying experience my husband was deployed and we were told by numerous people we wouldn’t be able to buy a home with him out of country but Michelle knew better and made it happen. Before coming to Michelle I already knew the exact house I wanted but couldn’t seem to get anyone to schedule me a viewing. Once I got in touch with Michelle, she worked her magic and got me set up with a viewing almost immediately. I knew nothing about buying a home (especially without my husband’s help) but Michelle answered all of my questions and kept me up to date every step of the way. She made the entire process so enjoyable and stress-free. Working with Michelle was the best decision I could have made. I had someone in my corner going above and beyond just to help me get into the home of my dreams. I honestly couldn’t have asked for a better realtor to help make our families dreams come true. I definitely recommend her for any of your realtor needs. You won’t be disappointed!
I was a first time home buyer and knew nothing about buying a home. I didn’t even know where to begin. I got Michelle’s name from a friend who had used her as a realtor and I just called her up and told her I wanted to start looking for a house but didn’t know what I needed to do first or even if I could buy. In no time I had a meeting with a mortgage company and with Michelle and we went from there. Michelle was very helpful and patient with me and all my 100s of questions. Even though at times, I felt like my questions were dumb, Michelle didn’t dismiss any of them and was very prompt about getting back to me with an answer. I couldn’t have asked for a better realtor for buying my first home. Michelle Clemons made the process easier, less stressful, and just made me feel better and more at ease while I was going through all the steps. Thank you Michelle for everything you did to help me, you were such a blessing!!